AI for bankruptcy attorneys
Draft the schedules and the plan, reconcile every proof of claim against the schedules, and calendar every deadline driven by the 341 meeting notice, from the files already in the case folder.
Halloran-claim-7-rec.xlsxExample| Form 410A item | Claimed | Pay history | Difference | Finding |
|---|---|---|---|---|
| Principal and interest | 11,053.02 | 9,210.85 | 1,842.17 | The claim counts six missed installments, but the March payment posted Mar 19. |
| Late charges | 552.60 | 552.60 | 0.00 | Six charges of $92.10 were assessed, including one for the late March payment. |
| Escrow shortage | 2,316.40 | 2,316.40 | 0.00 | The shortage agrees to the escrow analysis dated Feb 2, 2026. |
| Property inspections | 135.00 | 135.00 | 0.00 | Three inspections at $45 each match the fee notices. |
| Total arrearage | 14,057.02 | 12,214.85 | 1,842.17 | The whole difference is the March installment. |
NoteObject to Claim 7 under Rule 3007 and reduce the arrearage to $12,214.85, since the pay history shows March was paid.
Ask it for
“Build the Form 122A-1 income table for a September filing from the pay stubs and bank statements, and flag every deposit that is not payroll.”
Means-test-income-table.xlsx“Reconcile Halloran Servicing’s proof of claim against the schedules and the payment history attached to its claim, and list every discrepancy over $500.”
Claims-reconciliation.xlsx“From the note, the default affidavit and the payoff quote, draft the motion for relief from stay on the Blackwood property, with the notice and proposed order.”
Stay-relief-motion.docx“Find the payments Millbrook Grain Co-op made in the 90 days before filing, demand them from the suppliers, and net the $18,200 of 503(b)(9) goods against them.”
Millbrook-preference-demand.docx“Calendar the deadlines off the 341 meeting notice: payment advices, tax returns, exemption objections, the 523 deadline and discharge, with the rule for each.”
341-notice-deadlines.xlsx“Run a conflict check on debtor Maria Salgado Ramirez and Ramirez Trucking across name variants and co-signers, then draft the engagement letter.”
Engagement-letter-Ramirez.docx
Inside the Bankruptcy & Creditors' Rights mode
Bankruptcy petitions and schedules
Builds the means-test income table and drafts Schedules A/B through J and the SOFA from pay stubs, bank statements and the credit report, each figure sourced.
Proofs of claim and creditor remedies
Reconciles proofs of claim against the schedules and the servicer’s payment history, drafts claim objections, and sizes payments exposed to preference clawback.
Pleadings and motions
Drafts stay relief motions, claim objections and answers with affirmative defenses, and assembles notices, certifications and proposed orders in your format.
Court filing and docketing
Counts deadlines from the 341 meeting notice under Bankruptcy Rule 9006(a), and keeps the docket calendar for every case in the folder.
Discovery and depositions
Prepares Rule 2004 examinations, document requests and responses with objections, and deposition outlines for the debtor, a spouse or a judgment debtor.
Client intake conflicts and engagement
Checks conflicts across name variants, co-signers and affiliated entities, then drafts engagement letters with the debt relief agency disclosures.
Legal billing and trust accounting
Reconciles the IOLTA account three ways, tracks bifurcated Chapter 7 fees, and builds the support behind a section 330 fee application.
Legal memos and briefs
Drafts the memo on whether a 910-day car loan can be crammed down, a plan objection response or an opposition to dismissal, in your office format.
Legal authority verification
Checks cited cases and statutes against primary sources and flags anything it could not confirm, before the draft goes to a client or the court.
- Office skills
- Excel, Word, PowerPoint, PDF
- Tools
- Read, edit and write files, Search files, Run code, Search and read the web, View images
- Connectors
- SharePoint, Google Drive, Gmail, and additional custom connectors
- House style
- Your fonts, layouts and rules, on every file
How it works
- 1
Put the case file in the project folder
Pay stubs covering the 60 days before filing, six months of bank statements, the tri-merge credit report, tax returns, titles and the debtor’s intake answers. Creditor-side files start from the claims package and the schedules served.
- 2
Ask for the piece of work
The income table for the means test, a draft of Schedules E/F, the plan payment math, the claims reconciliation, the stay relief motion. Every figure carries the page it came from, and anything missing is listed, not guessed.
- 3
Review, sign, file
The debtor signs the schedules under penalty of perjury and you certify a reasonable investigation under 11 U.S.C. 707(b)(4), so check each figure against its source. Exemption and chapter calls stay with you, and nothing files without you.
Who it’s for
Consumer bankruptcy lawyers, creditors' rights and collection attorneys, Chapter 13 trustee staff attorneys and bankruptcy paralegals.
Questions
Will the case citations in my drafts be real?
The mode includes an authority check. It looks up each case and statute a draft cites against primary sources and flags anything it could not confirm. You still review every file it touched before anything is filed, because bankruptcy judges sanctioned counsel in 2025 under Rule 9011 for briefs built on fabricated citations and quotations.
Does the court need to know we used AI?
It depends on your district, and Ultramarine Work files nothing, so what you certify to the court stays your responsibility. Some bankruptcy courts order verification or disclosure of generative AI drafting, like the Northern District of Texas general order, and others rely on Rule 9011 certification instead. Read your court’s standing orders and individual practices before filing a draft it produced.
Where does client financial data go?
Ultramarine Work changes files only in the project’s folder. When a request needs it, it can read files elsewhere on your computer, never passwords, keys or app data, and you can turn that off in settings. The model runs on Paper Instruments’ servers, so the content it works on is sent there to be processed. Paper Instruments is SOC 2 Type II, and our security and compliance details are on our compliance page. Whether that meets your confidentiality duties is a call for you and your firm.
Can it run the means test?
Yes, it handles the six-month income table and the arithmetic, while the judgment calls stay with you. From pay stubs, benefit letters and statements it builds the Form 122A-1 income table with a source on every figure, then runs the arithmetic you ask for against the median income and IRS expense data you supply. Household size, whether a bonus or a roommate’s rent counts, which exemptions to claim, and the chapter itself remain calls for the lawyer.